Mobile Banking (m-Banking)

Mobile banking is the form of advanced banking facilities given to the customers of financial institution to conduct a number of financial transactions like bill payment, money transfer, account enquiry etc. m-Banking is the new term for Nepali market and growing day by day. Some Nepali banks are using these services (Kumari Bank, Kist Bank, Global IME Bank, Bank Of Asia, Nabil Bank, Siddhartha Bank, NCC Bank etc.). Most of the banks are using services being provided Focus 1 International.

Mobile banking for the fund transfer can be achieved through following ways

1. Mobile Banking works through a set of text messages:
   
   • All one needs to do is to type in the specified code for the required transaction as a text message and send it to a pre- designated number.
   • The requester will receive the response in the form of a text message on his/her mobile phone screen within a few seconds
2. Mobile Banking with WAP:
   If GPRS-WAP connectivity is available to a customer, rich interactive Transactions with enhanced Facilities may be provided:
   • The Customer will log in to the Bank WAP site and all he/ she needs to do is enter their respective Customer ID and PIN Number/ Password.
   • Go to the Transactions Menu after selecting your account.
   • Select any one of the Displayed Transactions.